Maybe I wasn't so clear. What I meant was that I am aware that Hagerty or Grundy has age restrictions on what qualifies as an insurers daily driven vehicle(s) other than their pleasure ones. My wife and I have an 05 Toyota and are in the process of getting another car so I was wanting to get more info as to how new my car has to be to qualify as a daily driver and that if my 05 Toyota needs to be newer then I will look for a newer car.